Buying a house

If you’ve ever bought a house, you know about paperwork. Sign this. Initialize here. This form states that you are responsible for paying for the home. This form shows you how much this is actually going to cost you (easily the scariest). At one point they all blend together, the signature gets a little flatter each time until its just a dash, but, you realize that your buying a home, a pretty big thing, so yeah, there’s going to be a lot of things that go with it.

Well, adoption isn’t much different. When we met with our agency it was much of the same. Here’s the form for you fire certification, the health physical, the home study, the classes you need to take, your financial statement, etc. It’s a bit overwhelming, but understandable. They do realize this. When we received our packet of information in the mail, it contained some of these things, a good way to spread it out a bit.

I read Michael Lewis’s last book, The Big Short, a few months ago. It chronicled some of the events of the financial crisis through the eyes of those who saw it coming, and bet against it. One big thing that they looked for when betting against CDOs was to look for the loans with the least amount of documentation. Usually those would be those that had little or no proof of income, which of course made sense. If you can’t afford a house, you’d be more likely to default.

So, I guess the best way to look at this is that we are going to prove, beyond a doubt, that we are capable parents. We’re going to show we’re healthy, fire retardant, financially sound, we’ll take the classes, show proof of our Hawaii birth with newspaper announcement (wait, getting my proofs mixed up), and although we are being held to a higher standard than most, I take pride in knowing that we can achieve this higher standard.

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